The first question is whether you need a separate boat insurance policy. Some states don’t require insurance for watercraft. However, many marinas do require insurance if you wish to use a slip or mooring. If you are financing the purchase of a boat, banks will require insurance. In some cases, if you have a modest speed small boat, canoe, or small sailboat your homeowners insurance may have limited protection. Read more
Solar Panels have become an increasingly popular investment for homeowners due to clean energy and low utility rates. It has become so popular that millions of people have installed solar panels on their roofs in 2019. According to the SEIA, Florida is one of the top five states in the U.S. leading the solar market. While being environmentally friendly, solar panels also add thousands of dollars’ worth of value to your home. Read more
No one deserves a break more than you do! Labor Day is more than what marks the end of summer, it is when we celebrate the contributions made by American workers to the nation’s growth and development. On September 5, 1882, 10,000 workers took unpaid time off to march in New York City in what was essentially the first Labor Day parade. The US Congress made it a national holiday in 1894. Read more
From 1776 to the present day, July 4th has been celebrated as the birth of American independence, with festivities ranging from fireworks, parades, and concerts to more casual family gatherings and barbecues. Here are some interesting facts about our Independence Day that are a great conversation piece at your next get together, along with some tips for celebrating the holiday safely. Read more
Getting ready to take the next big step in home buying is an exciting time, but it’s also important to do your research. Buying your forever home can be overwhelming and scary, but we want to help ease the stress. Before you make an offer, be sure to look out for these things. Here’s what you should look for when searching for your new home. Each has the potential to raise or lower your insurance premium. Read more
Snowbirds’ are leaving Florida as the summer months of high temperatures get back to the upper 80’s and 90’s. When heading back north, Snowbirds are leaving their vacation homes and condos vacant. Are you remembering everything that needs to be done when leaving your home empty? Read more
Ample Insurance wants to wish all the mothers and anyone who can be considered a mother an amazing Mother’s Day! With all the love, care, understanding, and support that these wonderful women give their children, we know it’s not easy and want to make sure that they know how much they are appreciated. Read more
Expansion Across Florida
Ample Insurance is excited to announce our recent growth across the state of Florida! We have expanded over to the Southwest Coast, acquiring four new agencies: Insurance Megastore (Fort Myers, FL), C & S Insurance (Cape Coral, FL), Cape Insurance (Cape Coral, FL), and Floridian Insurance (Cape Coral, FL). Read more
It’s estimated U.S. consumers will spend $20.7 billion on Valentine’s Day gifts in 2019 according to the National Retail Federation, of that an estimated $3.9 billion on jewelry. If you are giving or receiving, make sure you take the appropriate steps to insure your valuables. Most think their jewelry is covered by their home insurance policy, but the provisions are very small, and you need to make sure you are fully insured. You might not initially be thinking of anything happening to your precious and sentimental token, but the sooner it’s insured, the sooner you’ll be protected. While insuring your jewelry may be the last thing on your mind, being properly informed about being insured can be a great piece of mind.
The holidays are quickly approaching, and with them comes a time for family, food and festive celebration! ‘Tis the season to be jolly, but unfortunately, it is also the season for home fires. According to the National Fire Protection Association (NFPA), Thanksgiving Day has historically been the top day for house fires. The day before Thanksgiving, Christmas Day and Christmas Eve follow close behind. Whether you’re traveling to a different state, going down the street, or hosting a big gathering at your home, we hope you have a wonderful and safe holiday season! Take a look at these tips to keep yourself, your family and your home protected in the days ahead.