It’s estimated U.S. consumers will spend $20.7 billion on Valentine’s Day gifts in 2019 according to the National Retail Federation, of that an estimated $3.9 billion on jewelry. If you are giving or receiving, make sure you take the appropriate steps to insure your valuables. Most think their jewelry is covered by their home insurance policy, but the provisions are very small, and you need to make sure you are fully insured. You might not initially be thinking of anything happening to your precious and sentimental token, but the sooner it’s insured, the sooner you’ll be protected. While insuring your jewelry may be the last thing on your mind, being properly informed about being insured can be a great piece of mind.
The holidays are quickly approaching, and with them comes a time for family, food and festive celebration! ‘Tis the season to be jolly, but unfortunately, it is also the season for home fires. According to the National Fire Protection Association (NFPA), Thanksgiving Day has historically been the top day for house fires. The day before Thanksgiving, Christmas Day and Christmas Eve follow close behind. Whether you’re traveling to a different state, going down the street, or hosting a big gathering at your home, we hope you have a wonderful and safe holiday season! Take a look at these tips to keep yourself, your family and your home protected in the days ahead.
As Floridians, some of our favorite summer memories are spending hot days in the pool. It’s always fun to have friends over for a swim or cool off with family after enjoying a warm day. Although a swimming pool may be a great fix for cooling down on a hot summer day, there are a lot of components to think about when installing a pool. According to the CDC, there are 3,400 fatal unintentional drowning incidents in the U.S. annually. Additionally, 1 out 5 of those accidents happen to a child under the age of 14. While we want you to enjoy your swimming pool, we want you and your loved ones to be safe. Not only do we want your children to be safe when swimming, we also want you to be safe by ensuring adequate home and liability insurance coverage.
Oh the joys of summer in Florida! Living in Florida, we know how many people love coming here for destination vacations! Whether you’re enjoying time at the beach, maybe an amusement park, or the warm weather and sunshine, summer brings about a lot of fun activities for you and your family! Although summer has a lot of fun to offer, Florida residents know that with hot summers come constant afternoon rain and hurricane watches. We have officially entered Hurricane season, folks, and it’s expected to be busier than usual! Between June 1st and November 1st, be prepared for hurricane threats! As with anything else, the best way to deal with hurricanes is through preparation.
Buying a new home is exciting, as it marks the next chapter of your life. You start thinking about what makes up your dream house: the best location, the perfect size and the most affordable price. Although purchasing a home can be exhilarating, it’s also a very stressful time. Concerns of mortgage, maintenance, homeowner’s insurance and utility costs start scrambling through your mind. To help ease your worries about all of the expenses, we’ve put together 10 tips for lowering your homeowner’s insurance premium.