Umbrella Insurance
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It’s pouring rain outside. But, you have an appointment you have to get to and need to leave your house right this second to make it on time. You already have your rain boots and rain jacket on, but right before you walk out the front door to face the storm, you grab your big umbrella, just to ensure you’re as protected as you can be.

Similarly to how you would protect yourself from the rain with your rain boots, jacket, and umbrella; you would protect yourself from life’s unknown situations as well with your insurance policies. You protect the valued things in your home as well as the home itself with your homeowners policy, and you protect yourself and your vehicle with your auto policy. But why not take that extra step, and see if you qualify for an umbrella policy?

What is Umbrella Insurance?

An umbrella policy acts as liability coverage. It goes above the coverage your home and auto policy offer and protects you further by covering for accidents that cost more than what your home or auto policy coverage provides. Umbrella policies help prevent financial detriment by protecting your assets and protecting you from lawsuits. For example, if you get in a car accident and you are at fault for causing bodily injury to the person driving the vehicle you hit and the victim sues you; your one-million dollar umbrella policy will pay for the harm caused to the third party after your auto limits are exhausted.

Make sure you’re properly prepared for unexpected rainy days and call us today at 321-222-1488 for more informaition about umbrella insurance!