As Floridians, some of our favorite summer memories are spending hot days in the pool. It’s always fun to have friends over for a swim or cool off with family after enjoying a warm day. Although a swimming pool may be a great fix for cooling down on a hot summer day, there are a lot of components to think about when installing a pool. According to the CDC, there are 3,400 fatal unintentional drowning incidents in the U.S. annually. Additionally, 1 out 5 of those accidents happen to a child under the age of 14. While we want you to enjoy your swimming pool, we want you and your loved ones to be safe. Not only do we want your children to be safe when swimming, we also want you to be safe by ensuring adequate home and liability insurance coverage.
Insuring Your Swimming Pool
When thinking about investing in a swimming pool, most people do not think about the effects it could have on your liability and/or home insurance rates. Most homeowners insurance policies will cover your swimming pool, but there are conditions that go along with the coverage. For instance, the swimming pool may be required to have fencing around it or be in a screened in enclosure that locks. Additionally, think twice before you decide to install fun pool accessories like a diving board or attached water slide. Carriers may not be willing to insure your home is if you have either of those attached to your pool. When deciding to install a pool, you may want to consider increasing your liability insurance adding on umbrella policy.
We know this was a lot of information given to you in this post, but if you have questions or want to get a quote, give our agents a call. They are ready to help with questions or provide you with a great quote! At Ample Insurance, we want to help you enjoy your swimming pool and keep you safe! Call us today at 321-222-1488 between the hours of 9:00 a.m. and 5:00 p.m., Monday through Friday. Need to contact us after hours? Send us an email at firstname.lastname@example.org.