Although Florida may be called the sunshine state, we all know how frequent and damaging heavy rainstorms can be. That’s why having a flood insurance policy is essential! What most people do not know is that home insurance policies and most commercial insurance policies do not include flood protection. Purchasing a policy through one of our flood markets, like the National Flood insurance Program (NFIP), can get you protection for your home or business.
Flood Insurance for Your Home
To qualify for flood insurance as a homeowner, make sure to contact your helpful Ample agent so we can find the flood market that is best-fitting for you! Even though there is typically a thirty day waiting period, flood insurance is definitely something to consider when purchasing a home or business. Most flood insurance through markets like the NFIP protects your property from overflowing waters, extreme accumulation and/or runoff surface waters, storm surges, blocked storm drainage systems, or mudflow.
Flood Insurance for Your Business
Similarly to homeowners flood policies, commercial flood policies can be provided through the NFIP and protect against the causes discussed above. Another unknown fact about flood coverage is that mold damage caused by a flood is most often covered by your flood policy. It is important to remember that if you purchased a property in a high-risk flood area and have mortgage from a federally regulated or insured lender, it is required that you purchase flood coverage.
Get Your Flood Insurance Quote
Thinking about flood preparation can be stressful, but that’s why we have agents readily available to help protect you! One of our many helpful agents is ready to set you up with a policy; all you have to do is dial our phone number at 321-222-1488. Our office hours are Monday through Friday 9:00 a.m. to 5:00 p.m. You could also email us with inquiries at firstname.lastname@example.org after hours!