We all know that auto insurance is a requirement for owning a car in Florida, but it still stings when your auto quote comes back at a high price tag! At Ample, our priority is to make sure that you receive the best insurance rate for the proper amount of coverage. Fortunately, there are some things to keep in mind that may help lower your auto insurance premium.
1. Insure Multiple Cars on One Policy:
Some insurance companies offer low rates to those who have multiple cars instead of a single vehicle. If there are multiple cars needing to be insured in your household, there may be a bulk rate offered that is more cost effective than insuring each car separately.
2. Take a Safety Driving Course:
Defensive driving courses can be helpful in lowering your auto rates. Although each company may accept different driving classes, it may be beneficial to take a defensive driving course. Before you sign up, make sure to verify with your agent which driving courses are accepted.
3. Keep a Clean Driving Record:
It goes without saying. The fewer accidents and speeding tickets you receive, the better your rate will be. Be sure you have minimal speeding tickets so you don’t acquire points on your license. The more points on your license, the higher the rates. Additionally, the more car accidents you are involved with, the more likely you are to be dropped from your insurance provider.
4. Where You Live Matters:
When deciding on where to move to, it’s important to budget in the variation of insurance rates. Generally speaking, rates are higher in more populated, traffic-prone areas.
5. Anti-Theft Devices Protect Your Wallet Too:
These devices do more than just prevent theft. Some insurance companies offer discounts for specific anti-theft devices. Call your agent to see if they have anti-theft device suggestions!
6. Keep your GPA High:
Have a star student in your household? Grades matter, especially for high school and college kids looking for an auto quote. Getting good grades and staying in school can help lower your rates!
7. Call an Ample Insurance agent:
Our agents are waiting for YOUR call! They want to help you get the lowest rate possible for your vehicle. Don’t hesitate to call us at 321-222-1488 to get a quote or see if you could qualify for a lower rate.
Have any questions for us? Get in touch with our team! Our office hours are Monday through Friday 8:30 am- 5:00 pm. Give us a call, or email us at email@example.com. We can’t wait to hear from you!