Buying a new home is exciting, as it marks the next chapter of your life. You start thinking about what makes up your dream house: the best location, the perfect size and the most affordable price. Although purchasing a home can be exhilarating, it’s also a very stressful time. Concerns of mortgage, maintenance, homeowner’s insurance and utility costs start scrambling through your mind. To help ease your worries about all of the expenses, we’ve put together 10 tips for lowering your homeowner’s insurance premium.